With Cyber Monday approaching, on-line shopping is the quickest and easiest at-home time to buy gifts for the Christmas holiday, but it is also the perfect time for hackers to steal customers’ credit card and personal information.
Here’s the latest expert advice to help you keep your data safe:
- Limit your use of public WiFi
- Use credit instead of debit
- Credit cards are the safest option when shopping online because transactions are protected by the Fair Credit Billing Act, which allows users to dispute charges.
- If your debit card is compromised, your liability jumps to $500 if you don’t report the fraudulent charges within two business days according to the Federal Trade Commission.
- Ensure you are accessing a legitimate site
- Look for security features in a website address
- A padlock symbol in the address bar ensures that your connection to the website is secure and the data that is being collected is safe.
- Make sure operating systems are up to date
- Use two-step authentication
- Embrace store apps